Planning the First 90 Days

Your first quarter should focus on legal setup, financial tracking, and repeatable operating routines.

Open the Right Accounts

• Create a dedicated business bank account
• Enable card and transfer limits for security
• Set up accounting integrations early
• Track payment processor fees separately

Build a Compliance Calendar

• Annual report due dates
• State and federal tax reminders
• License renewal checkpoints
• Quarterly bookkeeping review dates

Set Internal Operating Rules

Document who approves expenses, who files returns, and how records are archived to avoid confusion at year-end.

Risk Controls

• Use role-based access for financial tools
• Turn on two-factor authentication
• Review account activity weekly
• Limit shared credentials

Execution Checklist

• Complete onboarding documents
• Start monthly close process
• Confirm advisor communication flow
• Prepare first quarter performance summary